We accept dental insurance plans
in Dearborn

Many of the patients we see at Contemporary Dentistry Dearborn first came to our office with questions about their dental insurance plans. Our office team has the administrative experience necessary to recommend dental insurance plans that we accept and that have a good track record for delivering on their promises. We can often provide real help for patients who ask, "Can you teach me how to use my dental insurance with a dentist in Dearborn?" In nearly all cases, the answer to this question from the administrative office team at Contemporary Dentistry Dearborn is yes.

What Are Some of the Most Common Questions About Dental Insurance?

Our dentists and administrative professionals have fielded many common questions about dental insurance. If you are looking for a dentist that takes insurance in Dearborn, we accept most major dental plans and some dental discount programs. We work hard to keep your cost of care as low as possible. Some of the most common questions about dental insurance plans are listed here:

• Is there a dentist near me who accepts my insurance?
• How can I find out which dentist takes my insurance?
• Is there an easy and convenient way to find a dentist in Dearborn by insurance?
• How much will the premiums for my dental plan be?
• Is there a deductible associated with my plan?
• How long do I have to wait for coverage to apply to my treatment?
• Are preexisting conditions like missing teeth covered by my plan?
• How much will I pay for copayments and visit costs?
• Is the dental plan a PPO or HMO insurance plan?
• Will the plan cover Invisalign® orthodontic trays? Does the plan offer coverage for other orthodontic treatments?
• What coverage is available for cosmetic procedures?
• Are pre-authorizations required for some dental procedures?
• How many times can I visit the dentist during a single year?

At Contemporary Dentistry Dearborn, we can answer some of your questions and can help you find a dentist in Dearborn by insurance. For many of these questions, however, you will need to read the policy documents or contact your dental insurance company directly to make sure you understand what is covered and what is excluded from your dental plan. Your insurance company can provide you with clear and accurate answers that apply to your specific coverage and dental plan type.

Types of Dental Insurance

In general, there are two basic types of dental insurance. Understanding the differences between these two plan structures can help you to make the most practical choice for you and your family.

PPO plans allow you to select from a much larger pool of dentists when planning your care. In general, PPOs cost more in premiums and may cost more per visit. Finding a dentist that accepts PPO insurance, however, may be much easier for those with limited options in their local area or those who are already working with a dentist and who are happy with their current care.

By contrast, HMO dental plans typically feature lower premiums for patients who can accept a smaller pool of dentists from which to choose. Finding a dentist that accepts HMO insurance can be challenging. At Contemporary Dentistry Dearborn, we make it easier for you with expert advice and recommendations on dental plans that will work for your budget and that will provide access to the professional dental team at our practice. For many patients, we are the best answer to the question, "Where is a dentist near me who accepts my insurance?"

At Contemporary Dentistry Dearborn, we accept many PPO and HMO plans. We also participate in dental discount plans, which require an annual or monthly payment for individual or family coverage. These plans are not insurance but can reduce the cost you will pay for your dental care in Dearborn. A dental discount program membership can be a low-cost way to reduce your dental expenses if a dental plan is financially out of reach or is not a good investment for you and your family.

Contemporary Dentistry Dearborn Can Help You Use Your Dental Insurance in Dearborn

Because we accept most major dental plans, the experts at Contemporary Dentistry Dearborn can often offer guidance on deciding on the right plan for you and in using your dental insurance effectively for all your treatment needs. We can schedule your care to make sure you get the most practical use of your dental plan and to avoid issues with annual maximums and deductibles. Give us a call today at (313) 406-8256 to learn more about the services we offer at Contemporary Dentistry Dearborn and to schedule an appointment with our team. We look forward to providing you with the best care in Dearborn.

Insurances we accept

• ADN
• Aetna
• Ameritas
• Anthem (BCBS)
• Assurant
• Blue Cross & Blue Shield
• Cigna
• Connection Dental
• Dearborn National
• Delta Dental Premier®
• Delta PPO
• Dentemax
• DNOA (Dental Network of America)
• GEHA
• Group Administrators, Ltd.
• Guardian
• Humana
• Lincoln Financial
• Medicare Advantage
• MetLife
• Mutual of Omaha
• Principal
• Reliance Standard Life
• Sun Life Financial
• UCCI
• UMR
• United Concordia
• United Healthcare